Best Supply Chain Finance software

By AvidXchnage

AvidXchange Supply Chain Finance is a cloud-based supply chain financing and liquidity platform designed to optimize working capital for enterprises and their suppliers. It enables dynamic discounting, early payment programs, and supply chain payables solutions that connect buyers, suppliers, and financial institutions. The platform facilitates real-time supply chain visibility, automated invoice processing, and flexible payment arrangements to reduce cash flow friction across the extended supply chain. AvidXchange targets mid-market and large enterprises seeking to improve supplier relationships while unlocking liquidity without traditional debt, positioning itself as a critical infrastructure layer in the procurement-to-payment ecosystem.

By Bottomline

Bottomline Supply Chain Finance is a cloud-based supply chain finance platform that helps enterprises optimize working capital by enabling supply chain financing programs, early payment discounts, and supplier financing workflows. The solution streamlines the invoice-to-payment process, offering visibility into payables, supplier enablement tools, and dynamic discount management. It integrates with existing ERP and accounting systems to accelerate cash conversion cycles and improve liquidity without adding debt. The platform serves mid-market and enterprise organizations across manufacturing, automotive, retail, and other sectors seeking to unlock working capital while maintaining supplier relationships.

By Tradeshift

Tradeshift Supply Chain Finance is a cloud-native supply chain finance platform that enables buyers and suppliers to access early payment, working capital, and supply chain visibility solutions. The platform connects trading partners through a global supply chain network, facilitating digital invoicing, purchase order management, and financial collaboration. Core capabilities include invoice financing, dynamic discounting, supply chain visibility, and integration with procurement and ERP systems. Tradeshift serves enterprise buyers and suppliers across multiple industries seeking to optimize working capital, reduce payment times, and improve supplier relationships. The platform differentiates through its open network approach, connecting thousands of trading partners globally, and real-time supply chain data insights. Tradeshift operates a mature, publicly-backed platform used by Fortune 500 companies and mid-market enterprises.

By Esker

Esker Supply Chain Finance is a cloud-native platform that automates and optimizes financial processes across the supply chain, from order-to-cash through invoice-to-pay and procurement-to-payment. It provides visibility into cash flow, supplier financing options, and payment coordination across complex multi-party networks. The platform is designed for large enterprises and mid-market organizations with complex supply chains, particularly those managing vendor networks and working capital optimization. Esker differentiates through its integration with broader supply chain ecosystems, real-time transaction visibility, and early payment discount optimization. The solution serves enterprises across manufacturing, retail, logistics, and automotive sectors, with particular strength in European and North American markets.

By Medius

Medius Supply Chain Finance is a cloud-based platform that enables buyers and suppliers to collaborate on early payment discounts and dynamic discounting programs. The solution allows organizations to optimize working capital by offering suppliers the ability to sell invoices at a discount before their due date, reducing Days Payable Outstanding (DPO) while providing suppliers with immediate liquidity. Medius serves mid-market and enterprise organizations across manufacturing, retail, logistics, and other supply-chain-intensive industries. The platform integrates with ERP systems and accounts payable workflows, providing real-time visibility into payment opportunities and supplier financing options. Medius is recognized as a leader in the supply chain finance category and has deployed with hundreds of customers globally, helping finance teams unlock cash from their payment terms.

By Marco Polo Network

Marco Polo Network is a supply chain finance platform that enables dynamic discounting, early payment programs, and working capital optimization for buyers and suppliers across global supply chains. The platform provides real-time visibility into payables, integrates with existing ERP and procurement systems, and offers automated matching and approval workflows. It serves mid-market to large enterprises seeking to optimize cash flow, reduce supplier financing costs, and accelerate payment cycles without manual intervention. Marco Polo differentiates through its network-based approach, enabling multiple suppliers to participate in a single buyer's program and facilitating peer-to-peer liquidity through a distributed ledger technology backbone. The company is backed by major venture capital firms and has demonstrated adoption across manufacturing, retail, automotive, and logistics sectors.

By TrustBills

TrustBills Supply Chain Finance is a software-as-a-service platform that enables supply chain finance and working capital optimization for enterprises and their supplier networks. The platform provides digital financing solutions including supply chain financing, early payment discounts, and dynamic discounting, allowing buyers to improve cash flow while suppliers gain access to liquidity. Core capabilities include invoice financing, supplier financing, working capital visibility, and integration with procurement and accounting systems. TrustBills is designed for mid-market to large enterprises that need to optimize working capital across their extended supply chain, particularly organizations with complex supplier networks and significant procurement volumes. The platform differentiates through automation of the financing process, real-time visibility into supplier financial health, and a marketplace model connecting buyers and suppliers to multiple financing sources. The solution is used by enterprises across manufacturing, retail, and distribution sectors seeking to unlock trapped working capital and strengthen supplier relationships.

By Tinvio

Tinvio Supply Chain Finance is a fintech platform that enables early payment and working capital solutions for supply chain participants, particularly SME suppliers. The platform facilitates supplier financing by allowing suppliers to access cash against unpaid invoices, while buyers gain extended payment terms—bridging the gap between supplier cash flow needs and buyer payment cycles. Tinvio aggregates supply chain data from multiple sources, uses this data to assess supplier creditworthiness, and provides automated invoice financing and payables management. The solution targets manufacturing, FMCG, retail, and logistics sectors in Southeast Asia and aims to digitize fragmented supplier networks. Key differentiators include data-driven credit assessment, integration with buyer procurement systems, and mobile-first design for emerging markets.

By Demica

Demica Supply Chain Finance is a supplier financing platform that enables enterprises to extend payment terms with suppliers while delivering early-payment discounts. The platform connects buyers and suppliers, offering supply chain financing solutions (dynamic discounting, supply chain finance, and reverse factoring) through a network. It serves large enterprises across manufacturing, automotive, retail, and other capital-intensive industries that manage complex, fragmented supplier bases and seek to optimize working capital. Demica differentiates through its supplier network, open integration architecture, and focus on cross-border supply chain financing. The platform is used by multinational enterprises to standardize supplier financing access, reduce maverick spend, and unlock working capital. Demica operates in Europe and North America with established traction in regulated and procurement-mature organizations.

By Coupa

Coupa Pay is a supply chain finance platform that enables buyers and suppliers to optimize working capital through early payment and supply chain financing solutions. It allows organizations to accelerate supplier payments at discounted rates while giving suppliers access to liquidity without additional credit burden. The platform integrates with procurement and ERP systems to identify and mobilize payables across the supply chain. Coupa Pay is part of the broader Coupa Business Spend Management suite, serving mid-market to large enterprise customers seeking to balance cash flow optimization with supplier relationship management. The solution addresses the gap between traditional payment terms and supplier financing needs, commonly used in manufacturing, consumer goods, and logistics sectors where supply chain cash conversion cycles are critical.

By Orbian

Orbian Supply Chain Finance is a cloud-based supply chain financing platform that enables enterprises to optimize working capital by providing early payment options to suppliers while improving cash flow for buyers. The platform connects buyers and suppliers through a digital marketplace, offering features such as dynamic discounting, supply chain financing programs, supplier onboarding, and real-time visibility into supply chain transactions. It is designed for mid-market and large enterprises across industries including manufacturing, retail, automotive, and consumer goods that seek to reduce Days Payable Outstanding (DPO), unlock cash from payables, and strengthen supplier relationships. Orbian differentiates through its integration with existing ERP systems, multi-currency support, and financing provider marketplace that enables suppliers to access working capital at competitive rates. The platform has gained traction with Fortune 500 companies and is recognized for its role in modernizing supply chain finance operations.

By Kyriba

Kyriba Supply Chain Finance is a cloud-based working capital solution that enables organizations to optimize procurement and payment processes through supply chain financing capabilities. The platform provides visibility into cash flow, streamlines vendor financing, and facilitates early payment discounts and dynamic discounting. Kyriba offers integrated tools for invoice processing, payment orchestration, and supplier financing arrangements, helping mid-market and large enterprises reduce working capital requirements and improve supplier relationships. The solution is designed for organizations across manufacturing, retail, distribution, and other capital-intensive industries seeking to unlock hidden cash in their supply chain and extend their cash conversion cycle. Kyriba combines treasury functions with procurement operations, targeting CFOs, procurement leaders, and supply chain teams.