Tinvio Supply Chain Finance

Tinvio Supply Chain Finance is a fintech platform that enables early payment and working capital solutions for supply chain participants, particularly SME suppliers. The platform facilitates supplier financing by allowing suppliers to access cash against unpaid invoices, while buyers gain extended payment terms—bridging the gap between supplier cash flow needs and buyer payment cycles. Tinvio aggregates supply chain data from multiple sources, uses this data to assess supplier creditworthiness, and provides automated invoice financing and payables management. The solution targets manufacturing, FMCG, retail, and logistics sectors in Southeast Asia and aims to digitize fragmented supplier networks. Key differentiators include data-driven credit assessment, integration with buyer procurement systems, and mobile-first design for emerging markets.